Happy New Year! We’re only a few days into 2018, and already this year is starting off so much stronger than 2017. On January 1st, 2017, I spent the day in the emergency room, my willpower was at an all-time low, and when our 2007 Volkswagen Golf started making yet another set of weird sounds, I threw in the towel …
The Reality of Living as a One-Car Household
Throughout my life, I’ve made many decisions that have actively made my life more difficult in the name of saving money. For example, when I was 22, I lived in a 400 square foot cottage for almost two years. It was tight quarters with my husband and my cat and my dog, but we made it work. I also …
How to Sell a Car In Canada as a Beginner
On New Year’s Eve 2016 I finally bit the bullet and bought a new-to-me car. I’d been planning to replace my existing vehicle for quite awhile, and I’m absolutely in love with my 2014 Subaru Crosstrek. Once I drove the Subaru home and parked in my driveway, I was temporarily a two-car household. I still had my Volkswagen City Golf, …
The One Where I Bought a Car
On New Year’s Eve, my husband and I were coming home from a trip to suburbia to a walk-in clinic so I could get a prescription for an ailment. It was about 9 in the morning, and there was no traffic because it was Saturday. We stopped at a red light and felt something…weird happen to our car. Like …
Want vs. Needs: Car Edition
Cars. I love and hate them. I love how convenient they can be, I hate how much they cost. This weekend, I dropped $900 on car repairs, and to do so I had to access my emergency fund for the first time since I put $10,000 in it over a year ago. In fact, almost every time I’ve dipped into …
Saving Money on Cars in the City
Since moving to the city, it seems that most of my expenses have gone up. This ranges from things you would expect like rent and entertainment (so many restaurants!) but also unexpected items like the cost of internet and utilities. Fortunately it’s not all bad, some expenses have gone down. One thing that definitely has not become more expensive since moving, …
Adjusting My Post-Emergency Fund Budget
Now that I’ve maxed out my emergency fund, I need to adjust my budget to absorb the cash that was being chucked into that account every month. In May’s budget, I scheduled $400 to go into our emergency fund. Now that it’s full, I need to reallocate that cash. Instead of just funnelling all of it into our travel fund …
Emergency Fund: Full
My emergency fund is done! It took me 20 weeks, but I managed to take my emergency fund from $2,610 to a fully completed level of $10,000. I completed this 2014 goal of mine on Friday after receiving some long awaited freelance income, as readers of this post know. This goal was almost as important to me as paying off …
My Super Secret Formula for Saving Money on Gas
Gas prices in my area have been going up recently. Currently, we’re at $1.40/litre here in New Brunswick and $1.43/litre in Nova Scotia. Every time they announce another price increase, everyone grumbles, the CBC writes another article about how gas prices are squeezing consumers, and uses a sob story of someone who spends over $1,000 per month commuting to their …
If You Could Go Carless, Would You?
Today, I sat in my mechanic’s garage for an hour while they tried to replace a sensor on my car. My engine light had been on for awhile and I needed to get my winter tires off, plus an oil change. What should have been a simple pop in pop out situation ended up costing me an hour of my …
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