Spring is here (although it is still cold and wet out) and May has been a busy month in the MAL household. First and foremost, I paid for my husband’s last round of tuition. It ended up being about $4,500, which was more than I was expecting. Even though the bill was higher than anticipated, we still managed to pay …
May 1st Net Worth Update!
Spring has finally arrived here in the Maritimes, and although the evenings are often still chilly enough for a fire, the grass is greening up and the restaurant patios are open. The new season brings on a new series of expenses, and which in turn made April a depressing month for my net worth. All in all my net worth …
Where to Go from Here: Taking Stock of 2018 and Planning for 2019
Every January I make a point to sit down and look back on the previous year. I check in with my goals for the year, and then I use my progress or lack thereof to help myself set goals for the upcoming years. 2018 was a little strange for me, because I didn’t set any goals whatsoever. I didn’t set …
Is Saving in Your TFSA That Important?
This blog post is sponsored by Alterna Bank. If you’re saving for a long-term goal like I am this year, you’ll want to think about where to keep your money. Particularly if your savings goals involve thousands of dollars, it’s important to choose the right account to maximize the amount of interest you’ll earn and to make sure you lose …
April 1st Net Worth Update!
It’s net worth update time! I’ve been a bad blogger. I missed two net worth updates in a row! To be fair, I was super busy freelancing. So far in 2019 I’ve billed out for 50% of what I billed total in 2018. The unfortunate result of that is that I’ve had no time for blogging. Fortunately April seems like …
One Account or Two? How to Save for Multiple Goals
This blog post is sponsored by Alterna Bank. This year I’m setting some aggressive savings goals. I want to pay for my husband’s final two rounds of tuition in cash. I want to add $5,000 to my emergency fund, and I want to re-start contributing to my RRSP. My goals aren’t different from how most people set their savings priorities: …
GIC or High-Interest Savings Account: Here’s How to Choose
This blog post is sponsored by Alterna Bank. We’re firmly into the new year, and, for me (and maybe for you), 2019 is all about setting goals. Goals like saving for retirement, boosting my emergency fund, and saving for more home renovations. While setting good goals is important, making a realistic plan to execute that goal is half the battle. …
January 1st Net Worth Update
Happy New Year! While my full year wrap up post is in the works, December was a solid month for me, net worth wise. I earned a decent amount of money freelancing, most of which I funnelled towards savings to get our fireplace in working order. While I restored the original brick almost two years ago, that fireplace has been …
December 1st Net Worth Update
Happy December, friends! December is here, and with it, the end of 2018 is fast approaching. I’m not going to lie – I’m a little ok with seeing the end of 2018. 2018 was filled with uncertainty for me because my husband was returning to school full-time, and we’ve lived on a single income for the past seven months. I …
November 1st Net Worth Update
If I could pick one word to define October, it’s rain. It has rained almost every day this month, which is great to help perk up the garden before the winter freeze sets in, but has also resulted in a matted carpet of leaves in my yard. An side benefit of the rainy weather is it has dampened the temptation …