Last week I put the finishing touches on my emergency fund. After raiding it to pay off my car loan, it’s finally back up to the $10,000 mark that I prefer. Which is good, because I’m going to need it over the next 16 months. My husband is going back to school. That’s right, in two weeks, we’ll be a …
How to Sell a Car In Canada as a Beginner
On New Year’s Eve 2016 I finally bit the bullet and bought a new-to-me car. I’d been planning to replace my existing vehicle for quite awhile, and I’m absolutely in love with my 2014 Subaru Crosstrek. Once I drove the Subaru home and parked in my driveway, I was temporarily a two-car household. I still had my Volkswagen City Golf, …
Students Helping Students: Increasing Financial Literacy Across Canada
If there’s one thing I know first-hand, it’s that few students that entered university for the first time this year will be equipped to handle their finances. I know I wasn’t, and that’s how I ended up accumulating $38,000 of debt in my four years of post-secondary education. A recent Capital One Financial Education Study suggests that over 50 …
Earn Free Stuff: Become an Online Survey Panelist
This is a sponsored post written by me on behalf of Ipsos. All opinions are 100% mine. Photo Credit: farin sadiq This is a sponsored post written by me on behalf of Ipsos. All opinions are 100% mine. I’m a big fan of deals or bargains; Every time I need to buy something, the first thing I do is look …
I Got a Raise!
Asking for a raise at work is one of the most awkward money conversations you’ll have. It’s right up there with asking someone you’re dating if they have debt and talking to your parents about their retirement plans. But, if you want to increase your earning potential, you’ve got to bite the bullet and advocate for yourself. I asked for …
I Gave Myself a $1,344 Raise
Over the last six months, I’ve been hunting for ways to decrease my monthly spending. I’ve minimized my car insurance without giving up coverage (savings: $6/month), decreased my rental insurance (savings: $5/month), and negotiated a lower cell phone bill (savings: $35/month). I love hunting down these small savings amounts, because every dollar I save is one dollar less per month …
How I Increased My Income by 44% In 3 Years
When I first started out paying off my debt, I was a new graduate making an entry level salary. It wasn’t much, and it barely left any room in my budget for extra debt payments. I wanted to pay off my debt as quickly as possible, and after reducing my expenses to the absolute minimum, the only option left was …
What You Need to Know About Tax Season As a Freelancer
It’s the new year, and that means tax season will soon be upon us. Are you ready? Got all your receipts? Ready to claim all of your deductions to get the biggest return? If you’re like the majority of Canadians, you’re shaking your head no, but that’s alright, there’s time. Before you go to file, make sure to know what …
The Dream Job That Wasn’t Meant to Be
In October I wrote a very triumphant post about how I had quit my job and taken a new opportunity writing and blogging full time. I was so excited for this amazing opportunity, something to really sink my teeth into. It was definitely that, at first. Before I’d even started working full time I was hoping on planes and spending …
How Being a Young Professional > Student
Being a student at university was pretty great. Sure, it was a lot of work and there were definitely times when I thought I was going to die from studying-induced exhaustion, but there were some awesome perks. Like being able to sleep in until noon on a Tuesday, and day drinking on a Thursday afternoon. Having learning as my only …
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