Below you'll find a list of all posts that have been tagged as “car loan”
It’s been over a year since I signed up for an $18,500 car loan. Since then I’ve rolled through so many emotions regarding this debt – because debt is an emotional thing. It shapes our lives, and it ties itself to our net worth and our self-worth. For me, it’s an incredibly public thing that opens me up to scrutiny. …
Happy New Year! We’re only a few days into 2018, and already this year is starting off so much stronger than 2017. On January 1st, 2017, I spent the day in the emergency room, my willpower was at an all-time low, and when our 2007 Volkswagen Golf started making yet another set of weird sounds, I threw in the towel …
It’s been almost six months since I caved and replaced my aging Volkswagen Golf with a used Subaru Crosstrek. While I was able to sell the Golf to a third-party and net enough to cover the down payment, and after taxes and fees I was left owing $18,335 on the new vehicle. Since then I’ve been diligently paying it off …
On New Year’s Eve, my husband and I were coming home from a trip to suburbia to a walk-in clinic so I could get a prescription for an ailment. It was about 9 in the morning, and there was no traffic because it was Saturday. We stopped at a red light and felt something…weird happen to our car. Like …
Since moving to the city, it seems that most of my expenses have gone up. This ranges from things you would expect like rent and entertainment (so many restaurants!) but also unexpected items like the cost of internet and utilities. Fortunately it’s not all bad, some expenses have gone down. One thing that definitely has not become more expensive since moving, …
At the end of this month, my blog will turn three years old, and I’ll have been openly talking about my debt for three years. In that time I’ve gradually come clean to everyone I know about my debt. This includes employers, friends, family members, everyone in my local community and of course my fabulous blog family. Of the hundreds …
If you want to pay off your debt but the whole process seems daunting, you’ve come to the right place. I started out with almost $38,000 in debt, and in the beginning, I couldn’t imagine being able to pay all of it off, much less in two years. I made a lot of mistakes when I started out paying off …
Every once in awhile, I wonder about the road not taken. What would life have been like if I hadn’t moved out of the city after graduation and to a rural area. What if I hadn’t totalled my fiancé’s car, broken my wrist and had to buy a new (to me) car? What if I hadn’t paid off my debt? …
I’ve never really had a problem with credit cards, or spending beyond my means. Sure, I’ve definitely swiped my credit card without a concrete plan of how I was going to pay for the purchase. I’ve even maxed out my credit card back when I was a student, but I always found a way to pay them off. I’m not …
Paying off $38,000 in 24 months is no joke. It’s a huge sum of money in a very short amount of time. So how did I do that? Well, I didn’t do it by getting a job that paid $60k a year or marrying a rich husband, I also didn’t acquire magical cash printing powers that none of you know …
