Below you'll find a list of all posts that have been tagged as “spending”
If you’re reading this blog, I’m going to assume you’re a bit of a personal finance nerd. No shame! But as a personal finance nerd you’ve been conditioned through hundreds of blog posts published by dozens of blogs to save, save, save your money. Save for that down payment, save for retirement, save for a rainy day! Those blogs aren’t …
One of the quickest and easiest ways to get a clear picture of your finances is to track your spending. When you know where every penny is going, you can make informed decisions about your money and how to manage it. In fact, I don’t think you can truly get your finances in order without tracking your spending, at least …
Even those of us who have been budgeting for years still slip up and go on spending binges once in awhile. There could be many reasons for overspending, from relatives visiting, to just having a bad day and needing a pick me up in the form of retail therapy. I’ve been on a spending binge recently. It wasn’t because friends …
When I was paying off my debt I would track my spending religiously with Mint.com. Then I got out of debt, and my spending got into a nice pattern and I didn’t see the need to use Mint.com anymore, so I stopped. Then I moved to Halifax, and the slow creep of overspending started. I think it was a combination …
Living with two cats and a dog in a two bedroom apartment means that having a good vacuum isn’t just a luxury – it’s a necessity. Especially for a clean freak like me. When it comes to choosing a vacuum, I have no problem with splurging on a quality model. I spend so much time using my vacuum, I want …
When I first started paying off my debt, I joined Mint.com and obsessively tracked every penny I spent. I agonized over unexpected expenses and made sure we never, ever went over our grocery budget. I had every penny of my small new-grad paycheque budgeted, and there was no room for error. It was tough at first, but my husband and I …
A shopping ban is when you decide you aren’t going to buy anything for a set period of time, usually between 30 days and one year. You don’t buy clothing, you don’t eat out, you don’t spend any money except on bills and groceries. A shopping ban can be a great way to cleanse your spending habits and it forces …
I’ve been living on a budget for over four years now, and I don’t know what I’d do without it. I love my budget. It tells me how much I can spend at any given time, and it takes the guess work out of my finances. Lately though, just having a budget hasn’t been enough to keep my spending under …
While my husband and I have combined finances, we both have our own separate chequing accounts. This means that every week, we deposit $20 each into our own personal accounts, and this is our “personal spending money”. I can spend my personal spending money on anything I want, and I don’t have to consult my husband about it. Whenever we …
It started out innocently enough. I saw an awesome t-shirt at a record store in New Orleans that I just had to have. Then I bought a pair of Toms at Urban Outfitters to replace my old ones that had holes in them. Then I paid the entry fee for my 10km race (which I won’t be running in), I …
