Every January I make a point to sit down and look back on the previous year. I check in with my goals for the year, and then I use my progress or lack thereof to help myself set goals for the upcoming years. 2018 was a little strange for me, because I didn’t set any goals whatsoever. I didn’t set …
One Account or Two? How to Save for Multiple Goals
This blog post is sponsored by Alterna Bank. This year I’m setting some aggressive savings goals. I want to pay for my husband’s final two rounds of tuition in cash. I want to add $5,000 to my emergency fund, and I want to re-start contributing to my RRSP. My goals aren’t different from how most people set their savings priorities: …
My Goals and Aspirations for 2016
This post is part of a sponsored collaboration with EQ Bank. Thank you for supporting the brands that support this blog. Hello, 2016! I am so pumped for the next twelve months, setting new goals and attacking new challenges. This year, I plan to grow my savings more than ever before, make more money from my side hustle and my …
2015: A Year in Review
2015 was a year of transition. My husband and I made some big changes in our lives (that I outlined in my net worth update) and that meant I was pretty conservative with my 2015 goals. I planned to save just $11,000 this year. I set this conservative amount because I didn’t want to set any goals I couldn’t keep. …
Mid-Year Goal Check-In
I’m a big fan of goal setting, and every year in January, I sit down and set five or six goals. These goals set the direction and tone of my year, and I take achieving them pretty seriously. This year is no different, so let’s take a look at where I’m at with my goals for the year. Accumulate $14,000 …
It’s the Good Days that Count
Everyone has good days and bad days. On good days, I work on projects, I tackle goals, and I pattern healthy routines. On bad days, I put goals on hold in favour of just making it through the day, I backburner projects, and I cut corners on my healthy routines. Good days in my life are full of possibility, and …
My Goals and Aspirations for 2015
Setting smart financial and career goals is the #1 thing I credit to my financial success. Without achievable and measurable goals that I declared publicly on this blog, I never would’ve paid off my debt in two years, or hit $25,000 in net worth by age 25. I never would’ve paid for my wedding in cash, or saved six months of …
2014: a Year in Review
Since it’s almost the end of the year I thought I’d take a moment to look at how I’ve done on my goals for 2014. This year was my most ambitious year yet in terms of goal setting. Overall I planned to save $23,000, and with some well timed tax returns and other windfall money, along with $7,500 in freelance …
Sacrificing to Reach Savings Goals
Thanks everyone for the great feedback on my new blog layout! Glad you love it! Yesterday I wrote about how I’d managed to save $27,700 in 2014. It’s very a tough year, budget-wise, but I’m happy I did it. One of the comments asked me a very interesting question, which is what have I sacrificed this year to reach my …
$25,000 Before Age 25
In my latest net worth update, I revealed that I had a net worth of $24,769 – and made the off hand joke that it would be cool if I could achieve a $25k net worth before age 25. I turn 25 in 13 days, so I wasn’t really making this a goal, but a bunch of commenters seemed to …